Does credit card debt forgiveness mean your debt is erased with no consequences? No, in fact, thinking that your entire debt will be wiped without it affecting you might get you in trouble–there are a lot of scammers out there.
That being said, it is possible to get credit card debt relief where you end up paying less than you owe. To totally erase your debt might mean taking extreme measures like filing for bankruptcy.
If you’re in a situation where you’re very overwhelmed by your debt, here’s what you need to know about credit card debt forgiveness.